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In order to get started, select an account that works for you.

Prime Access Checking
Our premier checking account rewards you with the best rates we have to offer, plus exceptional benefits you’ve come to expect:
  • Our best interest rates
  • Unlimited rebates of other banks’ ATM fees
  • Overdraft protection, free checks, and more
  • Best of all, there’s no fee for customers who maintain a balance of $2,500 in their checking account, with an aggregate balance of $50,000.
Preferred Access Checking
With Preferred Access Checking, banking has never been more convenient. Our flagship checking account features our top interest rates and exclusive benefits:
  • Unlimited rebates of other banks’ ATM fees
  • Free overdraft transfer protection from Savings
  • No transaction requirements
  • Best of all, there’s no fee for customers who maintain a balance of $1,500 in their checking account, with an aggregate balance of $25,000.
Smart Money Market
An exclusive benefit that offers a higher, preferred rate for Prime Access, Preferred Access, and Access Checking customers. Perfect for the big saver looking to get equally big returns.
  • Free online banking for easily transferring funds
  • Convenience, plus our best interest rates
Access Checking
With favorable interest rates and great services, we’ll help your money grow. Learn about Access Checking features below:
  • Unlimited rebates of other banks’ ATM fees
  • No minimum balance requirement with qualifying Direct Deposit & active use of Debit Card
  • Free notary service, and free paper statements
Simple Checking
Simple Checking offers great, easy banking with plenty of convenient services built-in:
  • No minimum balance requirement
  • No monthly service fee when you enroll in eStatements through Online Banking
  • For those ages 16-25, Simple Checking offers rebates of other banks’ ATM fees up to $15 per month when you enroll in eStatements through Online Banking
Aspire Checking
GSB’s Aspire Checking offers customers a checking account that is both affordable AND accessible. Built around your needs, Aspire Checking delivers the easy access banking you need:
  • NEVER any Overdraft, Inactivity, Closure or Low Balance Fees.
  • Monthly Maintenance Fee $10.00, waivable with one monthly direct deposit (no minimum deposit) or one Debit card purchase per month.
  • Your money is automatically insured – up to $250,000 by the FDIC
Access@Work
Get great benefits and features, thanks to your employer's enrollment in our Bank@Work program:
  • Preferred deposit rates
  • Free online banking, bill-pay, and statements
  • Unlimited rebates of non-GSB ATM fees when you set up direct deposit
Mutual Interest Money Market
Get competitive rates with great privileges:
  • Ideal for someone saving big for their future, but still wants to retain access to their funds.
  • Earn a higher interest rate on your surplus savings.
HSA Family
Health savings accounts (HSAs) provide you with another option for paying your medical expenses. Qualified individuals can set money aside, tax-free*, for future medical needs.
  • Get even more when you open a Prime Access checking account*. With a GSB Prime Access checking account, you’ll receive exceptional rates to help your nest egg grow.
  • No federal income tax: You aren’t taxed on money you put into or on interest you earn on an HSA account. You also don’t pay tax on withdrawals for qualified medical expenses.
  • No expiration date on funds: Your HSA contributions don’t expire - the money stays in the HSA until you use it.
  • Possible use for spouse and dependents: You can use your HSA to pay for qualified medical expenses for your spouse and dependents, even if your HSA-eligible plan doesn’t cover them.
  • HSA doesn’t go away with job changes: You can keep your HSA, even if you change employers or retire.
HSA Individual Checking
Health savings accounts (HSAs) provide you with another option for paying your medical expenses. Qualified individuals can set money aside, tax-free*, for future medical needs.
  • Get even more when you open a Prime Access checking account*. With a GSB Prime Access checking account, you’ll receive exceptional rates to help your nest egg grow.
  • No federal income tax: You aren’t taxed on money you put into or on interest you earn on an HSA account. You also don’t pay tax on withdrawals for qualified medical expenses.
  • No expiration date on funds: Your HSA contributions don’t expire - the money stays in the HSA until you use it.
  • Possible use for spouse and dependents: You can use your HSA to pay for qualified medical expenses for your spouse and dependents, even if your HSA-eligible plan doesn’t cover them.
  • HSA doesn’t go away with job changes: You can keep your HSA, even if you change employers or retire.