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GSB

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Prime Access Checking
Our premier checking account rewards you with the best rates we have to offer, plus exceptional benefits you’ve come to expect:
  • Our best interest rates
  • Unlimited rebates of other banks’ ATM fees
  • Overdraft protection, free checks, and more
  • Best of all, there’s no fee for customers who maintain a balance of $2,500 in their checking account, with an aggregate balance of $50,000.
Preferred Access Checking
With Preferred Access Checking, banking has never been more convenient. Our flagship checking account features our top interest rates and exclusive benefits:
  • Unlimited rebates of other banks’ ATM fees
  • Free overdraft transfer protection from Savings
  • No transaction requirements
  • Best of all, there’s no fee for customers who maintain a balance of $1,500 in their checking account, with an aggregate balance of $25,000.
E-Savings
Pair E-Savings with other great convenient services and watching your savings grow. For added peace of mind, link your E-Savings to your checking account for overdraft transfer protection.
  • Enjoy unlimited transactions online, in person or at an ATM.
  • Free online banking for easily transferring funds.
Smart Money Market
An exclusive benefit that offers a higher, preferred rate for Prime Access, Preferred Access, and Access Checking customers. Perfect for the big saver looking to get equally big returns.
  • Free online banking for easily transferring funds
  • Convenience, plus our best interest rates
Access Checking
With favorable interest rates and great services, we’ll help your money grow. Learn about Access Checking features below:
  • Unlimited rebates of other banks’ ATM fees
  • No minimum balance requirement with qualifying Direct Deposit & active use of Debit Card
  • Free notary service, and free paper statements
Simple Checking
Simple Checking offers great, easy banking with plenty of convenient services built-in:
  • No minimum balance requirement
  • No monthly service fee when you enroll in eStatements through Online Banking
  • For those ages 16-25, Simple Checking offers rebates of other banks’ ATM fees up to $15 per month when you enroll in eStatements through Online Banking
Aspire Checking
GSB’s Aspire Checking offers customers a checking account that is both affordable AND accessible. Built around your needs, Aspire Checking delivers the easy access banking you need:
  • NEVER any Overdraft, Inactivity, Closure or Low Balance Fees.
  • Monthly Maintenance Fee $10.00, waivable with one monthly direct deposit (no minimum deposit) or one Debit card purchase per month.
  • Your money is automatically insured – up to $250,000 by the FDIC
Access@Work
Get great benefits and features, thanks to your employer's enrollment in our Bank@Work program:
  • Preferred deposit rates
  • Free online banking, bill-pay, and statements
  • Unlimited rebates of non-GSB ATM fees when you set up direct deposit
Smart Savings
The cream of the crop in savings, featuring our best interest rates exclusively for Prime Access, Preferred Access, and Access Checking customers. Save with ease and reap the rewards!
  • Free online banking for easily transferring funds
  • Reviewing online statements, verifying transactions
  • For added peace of mind, link your Smart Savings to your checking account for overdraft transfer protection.
Mutual Interest Money Market
Get competitive rates with great privileges:
  • Ideal for someone saving big for their future, but still wants to retain access to their funds.
  • Earn a higher interest rate on your surplus savings.
5 Month Smart Prime CD - Prime Checking Account Required
With a related Prime Access Checking account, you have the unique opportunity to earn a great APY:
  • 4.00% Annual Percentage Yield with Prime Access Checking Account
5 Month Smart Preferred CD - Preferred Access Checking Account Required
With a related Preferred Access Checking account, you have the unique opportunity to earn a great APY:
  • 3.50%* Annual Percentage Yield with a Preferred Access Checking Account
5 Month Smart Access CD  - Access Checking Account Required
With a related Access Checking account, you have the unique opportunity to earn a great APY:
  • 3.50%* Annual Percentage Yield with an Access Checking Account
9 Month Smart Prime CD - Prime Checking Account Required
GSB is working hard to deliver our best-in-class community banking to more neighbors like you! With a related Prime Access Checking account, you can earn:
  • 3.75%* Annual Percentage Yield with Prime Access Checking Account
9 Month Smart Preferred CD  - Preferred Access Checking Account Required
GSB is working hard to deliver our best-in-class community banking to more neighbors like you! With a related a Preferred Access Checking account, you can earn:
  • 3.25%* Annual Percentage Yield with an Access Checking Account
9 Month Smart Access CD  - Access Checking Account Required
GSB is working hard to deliver our best-in-class community banking to more neighbors like you! With a related Access Checking account, you can earn:
  • 3.25%* Annual Percentage Yield with an Access Checking Account
7 Month CD Special
New Money Only
  • Our highest rate CD is available today. Click the button below to open, and put your savings to work for you.
  • Open yours today and start earning 4.15% APY*
High Yield Checking - Digital
Enroll in digital banking and Estatements and enjoy great value, benefits and flexibility with this rewarding digital checking account.

  • Our highest rate checking account
  • Rebates on all ATM Fees
  • No fees or minimum balance requirements
  • Enroll in free debit card rewards
  • Innovative Financial Management Tools that put you in control
  • Balances up to $250,000 are fully insured by the FDIC
  • Earn 1.50% APY (Annual Percentage Yield) on balances up to $10,000 and 1.00% APY on any balances over $10,000.
High Yield Savings - Digital
Enroll in digital banking and Estatements and get ready to save more with this high yield digital savings solution. New & existing customers eligible, but funding may not come from a current GSB account
  • A top-rate savings solution 4.00% Annual Percentage Yield
  • No fees or minimum balance requirements
  • Enroll in free debit card rewards.
  • Financial Management Tools that help you save more
  • Balances up to $250,000 are fully insured by the FDIC
HSA Family
Health savings accounts (HSAs) provide you with another option for paying your medical expenses. Qualified individuals can set money aside, tax-free*, for future medical needs.
  • Get even more when you open a Prime Access checking account*. With a GSB Prime Access checking account, you’ll receive exceptional rates to help your nest egg grow.
  • No federal income tax: You aren’t taxed on money you put into or on interest you earn on an HSA account. You also don’t pay tax on withdrawals for qualified medical expenses.
  • No expiration date on funds: Your HSA contributions don’t expire - the money stays in the HSA until you use it.
  • Possible use for spouse and dependents: You can use your HSA to pay for qualified medical expenses for your spouse and dependents, even if your HSA-eligible plan doesn’t cover them.
  • HSA doesn’t go away with job changes: You can keep your HSA, even if you change employers or retire.
HSA Individual Checking
Health savings accounts (HSAs) provide you with another option for paying your medical expenses. Qualified individuals can set money aside, tax-free*, for future medical needs.
  • Get even more when you open a Prime Access checking account*. With a GSB Prime Access checking account, you’ll receive exceptional rates to help your nest egg grow.
  • No federal income tax: You aren’t taxed on money you put into or on interest you earn on an HSA account. You also don’t pay tax on withdrawals for qualified medical expenses.
  • No expiration date on funds: Your HSA contributions don’t expire - the money stays in the HSA until you use it.
  • Possible use for spouse and dependents: You can use your HSA to pay for qualified medical expenses for your spouse and dependents, even if your HSA-eligible plan doesn’t cover them.
  • HSA doesn’t go away with job changes: You can keep your HSA, even if you change employers or retire.
17 Month Smart CD+ - Preferred/Access Checking Account Required
With a related Preferred or Access Checking account, you have the unique opportunity to earn a great APY:
  • 2.70% Annual Percentage Yield with a Preferred or Access Checking Account
  • PLUS, one-time, penalty-free withdrawal after 6 months (penalty applies during first 6 months). Maximum withdrawal of 50% to earn interest.
17 Month Smart Prime CD+ - Prime Checking Account Required
With a related Prime Access Checking account, you have the unique opportunity to earn a great APY:
  • 3.20% Annual Percentage Yield with a Prime Access Checking Account
  • PLUS, one-time, penalty-free withdrawal after 6 months (penalty applies during first 6 months). Maximum withdrawal of 50% to earn interest.
24 Month Smart Prime CD - Prime Checking Account Required
With a related Prime Access Checking account, you have the unique opportunity to earn a great APY:
  • 3.00% Annual Percentage Yield with a Prime Access Checking Account
  • PLUS, one-time, penalty-free withdrawal after 6 months (penalty applies during first 6 months). Maximum withdrawal of 50% to earn interest.
24 Month Smart CD - Preferred/Access Checking Account Required
With a related Preferred or Access Checking account, you have the unique opportunity to earn a great APY:
  • 2.50% Annual Percentage Yield with a Preferred or Access Checking Account
  • PLUS, one-time, penalty-free withdrawal after 6 months (penalty applies during first 6 months). Maximum withdrawal of 50% to earn interest.
12 Month Smart CD - Preferred/Access Checking Account Required
With a related Preferred or Access Checking account, you have the unique opportunity to earn a great APY:
  • 3.00% Annual Percentage Yield with a Preferred or Access Checking Account
12 Month Smart Prime CD
With a related Prime Checking account, you have the unique opportunity to earn a great APY:
  • 3.50%* Annual Percentage Yield with Prime Access Checking Account
Spring Savings
Enroll in digital banking and eStatements and get ready to save more with this high yield digital savings solution.
  • Earn up to 4.00% Annual Percentage Yield on your balance*
  • No fees or high balance requirements
  • Financial Management Tools that help you save more
  • Balances up to $250,000 are fully insured by the FDIC